Commercial Car Insurance NZ

Carrying out commercial vehicle insurance NZ ensures more coverage for your professional needs, which is exactly what Runacres delivers. We provide comprehensive policies that cover your professional asset in the event of a collision, or when you’re in need of theft-recovery for the car itself.

Standard business car insurance NZ policies protect you from damages to your vehicle if it’s involved in an accident. However, different tiers and options are available, depending on your professional needs and circumstances. At Runacres, we will guide you through this process, demonstrating how a commercial car insurance NZ policy could work for your company and where you may need specific coverage.

Ultimately, to get the best value, you’ll need to decide whether you will only use your car for business or personal purposes. It’s not uncommon for companies to not take this into consideration when buying insurance policies, which ends up with people paying higher for coverage that isn’t needed. For this reason, we always recommend speaking to our professionals to understand the best business vehicle insurance NZ solution for you.

How To Know If Your Vehicle Is For Professional Use Only

It’s important to understand there are typically extra levels of protection associated with a policy of business car insurance NZ professionals use for their company, versus a personal policy. For example, those intended for professional contexts cover you in legal claims that come about from an accident involving your commercial vehicle. Without commercial vehicle insurance, serious legal consequences can complicate matters and cause financial damage to your business.

It’s considered professional use if you or employees drive your vehicle to and from work and other business-related activities. It is also valid if you use the same car for a second job or any travel relating work. Either way, you need to ensure the commercial car insurance policies you’re purchasing will cover all your activities, may they be professional or personal.

Commercial car insurance NZ can be tricky, as most people don’t disclose all their car-related activities when purchasing one. So, to ensure a specific policy is the right path for you, we’ll run you through:

  • What the level of coverage means for you
  • What’s included in the policy
  • Any exclusions for certain activities.

Protect Your Vehicle Now With Commercial Vehicle Insurance NZ

Commercial car insurance in New Zealand is important for people with vehicles that are used for day-to-day professional operations. Whatever your car’s purpose is in your company, business car insurance gives you more coverage in the event of an accident or theft.

Runacres offers competitive policies designed for various types of professional contexts, for any industry or sector. To understand which commercial vehicle insurance policy is right for you, we’ll sit with you in a no-obligation discussion and guide you through the steps to solidifying your coverage.

For more information, get in touch with the Runacres team for a transparent chat or more guidance around your individual requirements. We’re always happy to answer any questions or point you in the right direction.

Fair insurance Code

We are a member of the Insurance Council of NZ and adhere to the Fair Insurance Code, which provides you with assurance that the we have high standards of service to our customers.