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Business Insurance

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Get a comprehensive insurance health check on your business from our team of experts.

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At Runacres, we understand that as a business owner, you may be preoccupied with daily operations, leaving little time to delve into the complexities of business assets insurance. Our experts will conduct a comprehensive insurance health check on your operations to ensure you have the right coverage and value for your needs. Let us handle the intricacies of insurance so you can focus on running your business smoothly.

Insurance For Business
Assets & Liability Risks

Material Damage
Covers physical loss or damage to your business property such as buildings, equipment, stock, and contents caused by events like fire, storm, or accidental damage.
Business Interruption
Insurance for lost income and ongoing expenses if your business cannot operate due to property damage from an insured event such as fire or natural disaster.
Liability
Protects your business if you are legally responsible for injury to a third party or damage to their property arising from your business activities.
Commercial Vehicles
Coverage for vehicles used for business purposes against risks such as accidents, theft, damage, and liability to third parties.
Marine
Insurance for loss or damage to goods in transit, coverage for commercial hull, and marine liabilities.
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Cyber
Protects your business against expenses and financial losses resulting from cyber incidents such as data breaches, hacking, & ransomware attacks.
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What Is Business Interruption Insurance?

Business insurance keeps your company up and running in case property becomes lost, damaged or at risk due to certain catastrophic events. From fire to cyber-security breaches and more, this level of coverage keeps you and your company protected from financial and legal risk, allowing you to recover and gradually rebuild. When these situations happen, they can significantly impact your operations. Without insurance for business assets, you run the risk of cashflow taking a hit, causing your company to be unable to pay staff wages or expenses. From there, it’s a domino effect, leading to serious consequences later on.
Insurance for business assets covers:
  • Any loss from a sale you would have otherwise made if your operations weren’t interrupted by the event.
  • Additional funds required to keep your operations open.
  • Ongoing fees – like utilities, rent and electricity.
  • Relocation fees for cases where you need to move temporarily in order to continue operations.
  • Costs to train operators on new replacement equipment and machinery.
  • The closure of your professional premises in the event of street closures and curfews imposed by the government.
  • And various other circumstances.

Protect Your Business & Secure Your Assets

In the dynamic world of business, unforeseen events can disrupt operations, leading to financial losses and uncertainties. It's crucial for every business owner to safeguard their assets and livelihood from such potential risks. At Runacres, we offer top-tier business insurance to ensure your business remains resilient even in the face of adversity.

No one can predict the future but with our business interruption insurance, you can be prepared for unexpected disruptions. Whether it's a natural disaster, supply chain interruptions or a sudden halt in operations, our policies will safeguard your finances and help you bounce back swiftly. Don't let unforeseen events derail your business's progress - let Runacres protect you from potential financial setbacks.

Your business assets are the backbone of your success and protecting them is paramount. With our business insurance specialist, you can rest easy knowing that your commercial buildings, contents, plant stock and other valuable resources are shielded from unforeseen perils. Whether its damage caused by natural disasters, theft or accidents, our policies provide comprehensive coverage tailored to your specific needs.

How To Get Started


Navigating the complex landscape of insurance can be overwhelming but with Runacres by your side, it's a breeze. Our expert team will walk you through all available policies, ensuring you understand your rights and obligations. We believe that an informed decision is a powerful one and that's why we're committed to providing you with clear, concise explanations of your insurance options.

At Runacres, we prioritise your satisfaction and peace of mind. Our team of experts is always ready to address any queries you may have, providing reliable and transparent advice on our products and services. With our tailored solutions, you can feel confident that your business is in capable hands.

Secure your business' future today with Runacres' business assets insurance. Don't leave your success to chance - let us protect what matters most to you. Get in touch with our team now and ensure a prosperous tomorrow for your business.
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Frequently Asked Questions

Business interruption insurance is a specialised type of insurance that helps protect businesses from financial losses caused by unexpected disruptions to their operations. These disruptions could be due to events like fires, natural disasters or other covered perils, leading to temporary closure and loss of income.

Business interruption insurance provides coverage for lost income and ongoing expenses that a business may incur during the period of disruption. This coverage helps businesses to recover and resume operations smoothly without facing significant financial setbacks.

No, business interruption insurance is different from property insurance. While property insurance covers physical damage to business assets, business interruption insurance focuses on the financial losses and expenses resulting from the interruption of business operations.

Business interruption insurance typically covers events such as fires, natural disasters (e.g. earthquakes, floods), vandalism, equipment breakdowns and other covered perils that lead to business interruption. It’s essential to review your policy to understand the specific events covered.

The coverage amount for business interruption insurance is typically based on a business’ historical financial records and projected income. It considers factors like revenue, operating expenses and expected growth during the interruption period.

Yes, business interruption insurance is essential for small businesses, just as it is for larger enterprises. Small businesses often lack the financial reserves to withstand prolonged closures, making this coverage critical for their survival and recovery.

Getting a business interruption insurance quote is simple. Contact our dedicated team at Runacres and we will assess your business’ needs and provide you with a tailored insurance quote that ensures you are adequately protected with your insurance for business assets.

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