Speak to the business insurance experts

At Runacres, we understand that as a business owner, you’re often so busy running your day-to-day operations that you may not have time to understand what insurance for business assets you really need. To help you with this process, we’ll take a look at your operations and give it an overall insurance health check to make sure you are getting the coverage you need, with the value you want.

Our team can secure tailored insurance to cover the following areas of your business:

Cyber
We ensure you're covered for any liabilities arising from data protection laws, management of personal data and consequences of losing information.
Professional Assets
We ensure you secure the right cover for loss or damage to your commercial buildings, contents, plant stock and other assets.
Business Interruption Insurance
We suggest how you can be covered against different factors that interrupt your operations, so you’re not out of pocket while your doors are closed.
Crime Exposures
We can help you secure cover to protect you from employee fraud and theft.
Business Liability
Legislation is constantly changing, and we're on top of these changes, so we know what cover your professional needs, so you're always protected.
Commercial Vehicles
We ensure you have the correct policy in place to keep your drivers on the road, to minimise unnecessary disruption to your operations.

What Is Business Interruption Insurance?

Business interruption insurance keeps your company up and running in case property becomes lost, damaged, or at risk due to certain catastrophic events. From fire to cyber-security breaches and more, this level of coverage keeps you and your company protected from financial and legal risk, allowing you to recover and gradually rebuild. When these situations happen, they can significantly impact your operations. Without Business Insurance for business assets, you run the risk of cashflow taking a hit, causing your company to be unable to pay staff wages or expenses. From there, it’s a domino effect, leading to serious consequences later on.

In a nutshell, insurance for business assets covers:

  • Any loss from a sale you would have otherwise made if your operations weren’t interrupted by the event.
  • Additional funds required to keep your operations open.
  • Ongoing fees – like utilities, rent and electricity.
  • Relocation fees for cases where you need to move temporarily in order to continue operations
  • Costs to train operators on new replacement equipment and machinery.
  • The closure of your professional premises in the event of street closures and curfews imposed by the government.
  • And various other circumstances.

How To Get Started

Know your rights and obligations by getting in touch with the team at Runacres now. We will run you through all of the policies available to you and help you understand where your liabilities sit. From here, you can make an informed decision about your business interruption insurance needs. As always, we are more than happy to answer any questions or provide reliable, transparent advice on our products and services.